Interview Stacy Adams

RC RC HOUSEHOLD HOUSEHOLD IIparte

HUMIDITY EXCLUDED

Not all policies provide equal coverage for damage to the eye acqua.Quindi contratti.Alcune insurance companies for damages caused to third parties for accidental breakage deggli impianti.Non so if for example a tap forget Appert.

speak explicitly of accidental breakage Groupama, Genialloyd, Ubi, Generali, garrigue, Reale Mutua, Toro, and Allianz, Europe Assistance Ras.Sono always excluded damage caused by humidity and general unhealthiness of locali.In there will be a relief ranging from 50 to 150 €.
COVERED THE LITTLE DAMAGE HOME Included in this category all damage caused by daily living in a home, it is one of the residence or holiday, ownership or affitto.Tutte Quesi policies cover damage: such as tree falling accanto.Sono ruining the fence of the house covered in addition to the house, including appliances, a garage, pool or even giardino.Coperti damages resulting from the conduct ; of common parts, for your share, if the apartment is in a condominio.Si coverage is very useful if the building has no insurance or policy has expired or if the administrator is not too efficient forgot to make the complaint tempo.Rispetto simple run of the house, in our opinion the best comparative survey went to those policies that also cover the damages that occur proprietà.Cioè in case we have, whether they are empty, occupied by you or leased to altri.Non always in fact damages it is the tenant. Some damage is borne by the owner of the house (eg a broken pipe in a fixed, not that of the washing machine, but one that brings water to the bathtub). HOME: MAKE SURE ONLY THE OCCASIONAL ; ;

All policies cover damage caused by domestic workers in terzi.E also cover injuries to domestic workers during the course of lavoro.Bisogna however make a distinction between employees and occasionali.In the latter case (the baby- Child, for example) all insurance companies in case of serious accidents (death or serious bodily injury). For employees, but only some policies include the so-called RCO (civil liability to providers of work). Employees are in good standing legally registered Inail. The policy of the RC head is therefore useful in the event of action for retaliation by the entity to cover damage previdenza.Non RCO: Direct Line , Royal & SunAlliance, Allianz Lloyd Adriatico, Axa, and Sara Groupama.Fondiaria-Sai, Allianz-Ras and Victoria provide a maximum of 150.000,154.930 and 250.000 euro.Sono always excluded occupational diseases (except in the bill of Aurora ) and damage to property of domestic workers.
WARRANTIES MORE

This category includes all those additional covers that are offered by some of the bills being considered by our inchiesta.Gli can be many examples, here we just give you the most common examples: damage to third parties for fire, explosion or burst of insured things, damages resulting from the use of appliances, poisoning or intoxication from food prepared or offered to the insured home, damages for loss of antennas for better assessment televisive.Il number of cases covered if they win four insurance companies: Aurora, Reale Mutua, Genialloyd and Direct Line. ;
WHAT THE POLICY DOES NOT COVER ; ; ; ; As always when it comes to choosing an insurance policy, you must pay particular attention to the exclusions, that is, to all situations (ie all types of incidents) that are not covered by contratto.Qui redirect you report the most important cases, for which we have identified elements of the various companies differenzatra.

maintenance.
If all policies cover damage due to regular upkeep, but exclude some extraordinary work as the killing of walls, floors or the reconstruction of these works impianti.Escludono bills of Groupama, Europe Assistance, Genertel, Allianz- Lloyd Adriatico, AXA-MPS, Ubi and Nationale Suisse.

GUIDE BOATS.
Genereralmente is always excluded the quid of motor boats and always includes a quid of sailing or rowing, as long as they are not longer than 6 feet long and mezzo.La but does not count (so there is always cover for boats sailing and rowing) for Catholic Allianz Lloyd Adriatico, AXA-MPS, Fondiaria-Sai, Nationale Suisse, Unipol and Victoria.

water, air Or soil. Many policies exclude these damages
: Groupama, garrigue, Catholic Genertel, Cathedral, Ubi, Nationale Suisse, Unipol, Victoria and Aviva.Altre have a limit of indemnity (generally € 50,000) and deductibles.

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Happy (first) birthday, Superbaby!

Today is the birthday of my son. The first. A year ago, in the hospital after labor and cesarean section, I could hardly speak. I did of Toradol. I was giddy with happiness unknown pressed from behind the front to come out. A. I spoke with, my companion room, I tried to get up, I received flowers and visits with all possible grace, allowing infusion. It was hot.
Today is a beautiful day, cooler than a year ago. I'm at work, but will go out first. A house of my preparations are underway. Superbaby woke up this morning with a little 'cold. But when I started to sing "Happy Birthday to you," he laughed as he can do.
I love my son as I never imagined we could love.

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Something more happiness

fanfare, drum roll! We fibrillation: Thursday Superbaby is one year old! We will make a feast, a house of my parents (who have a garden and feel the weather - checked 5 sites - the time will assist us) with family, friends and cakes, pizza, balloons and flags. I'm so excited, a lot of messed up, my mom is paranoid and yet continues to enchant with certain thoughts.
I think a year ago I thought I was still missing two weeks of arrival SB. I think of how I felt happy and scared, almost frantic to do things (like going to the movies) that for a while 'I could no longer do. I think of that night so strange when the contractions came unexpected, the surprise I felt when the hospital told me 'will come soon', the small bed in the delivery room and when I picked up the first time, lifting Plan the cradle of the nursery. I think the first day him, breast-feeding, the dawn seen rising from the roof when he had finally fallen asleep, his appointment with the scale on Sunday, the doors at the end of winter has slipped away in a flash. I think his first smile, a morning on the Latvian, resting on my lap after a feed, the rompers size 62 good present by his aunts, which seemed huge and now are so small. I think the first time that SB has slept eight hours, I nursed him at dinner when I think of the pump and the hours that allowed me to escape with the help of my mom. I think when we passed the bed and put away the cradle, when he had very little hair, the first baths that terrorized him, and now would like to never end. I think that I have never felt as alive now that he is with us. And I'm melting pot in the emotion that I felt the first time I embraced it, clinging stubbornly still warm sleep on me. Still beyond me all this love that continues to flow, unstoppable, different every day, every day. A how everything has changed, as everything seems to be a lot more sense than before, as now seems impossible (perhaps there is no time?) Indulge in that sadness that sometimes grips me. I think that I can not thank enough and I have a little 'fear that this moment of grace ends. But there will always be other ways to rejoice.

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Abruzzo Festival triumphs at the Unit of Bologna

With renewed success ended experience of the 'Osteria Abruzzese within the Party Provincial Unit of Bologna . During the three weeks of celebration, the restaurant run by the cultural From the Apennines to order Pescara showed covered more than 8,000, with an average of 380 admissions per evening , essentially replicating the numbers of previous .
only restaurant to offer a dual offer " of land and sea", the most popular dishes were once again on guitar with the macaroni Pallottine meat, the inevitable kebabs, the roast leg of lamb with aromatic herbs of the Gran Sasso and the frying of fish and squid (we were served more than five tons!). Great success has also collected the noodles duck sauce outline proposals this year for the first time.
Several personalities from the political and cultural leaders who wanted to bring their greetings and volunteers Osteria Abruzzo Abruzzo, thanking them for their commitment and their passion. Among others, particularly appreciated was the visit of the Secretary of the National PD Pierluigi Bersani .
"As always we sincerely thank all those who appreciated the kindness of our culinary offerings - said George Masciovecchio From the Apennines to the cultural order of Pescara -. A success due to the use of extraordinary materials first, the fruit of many years of collaboration with some of the best regional enogastronomy reality, and we thank them again for their support. The thing that makes us particularly happy - concluded Masciovecchio - is that people will come back soon after being with us in the past editions. These are testimonies of affection, in addition to the strong bond that has developed between the volunteers and Emilia with the organizers of the festival, which encourage us to push ahead with the promotion of the Abruzzo region through the goodness of a gastronomic proposal valued each year more » .

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The History of the insurance part

comprehensive protection. These policies
They offer extensive coverage of the risk for all small and large improviste that can affect a family. To get the best keep in mind that what provides the contratto.L 'infiltration of water that damaged the ceiling of the downstairs, the dog that bites a passerby, our son who ruined the bike parked cars. The Civil Code (art.2043 and following) obliges the head of household to compensate injury or death caused by him but by all people (or animals or objects) under its responsabilità.E can happen in everyday life spesso.Le policies on civil liability of the householder cover precisely these eventualità.E generally cover it really molte.Il advice is therefore to have in mind the contract that is going to sign, in such a way that they can claim whenever previsto.Esistono insurance policies sold by themselves and Rc falling in larger packages, so-called multirischio.Assicurato not only who is signing the bill but also the people of the family (Eguiparati spouses are cohabiting) or for family work permanently or temporarily (ie domestic workers). This type of insurance covers non-intentional tort (intentional than ever, that is done intentionally), and only nel'ambito privacy. Not so the facts in the exercise of their work or damage arising from the non-compliance with a contract. The premium for all policyholders only varies depending on the ceiling and not by choice, for example, the number of household members, the presence of minors or to the municipality of residenza.Nella our investigation we have examined the cases twenty-nine pollizze.Visto covered are many and very diverse should address the various issues one by one.
COVERED EVEN ABROAD
All policies cover not only the damage caused in the place of residence elsewhere, for example, if you are traveling in vacanza.Sono seventeen contracts that have extended coverage to the world intero.Le other limiting coverage only to Europe or apply some relief (eg Cathedral: exemption of € 1,000 if the loss is not out of Italy). ;
NO FEAR IF YOU HAVE CHILDREN OR PETS ; ;
The liability insurance policies cover all damages caused by unlawful acts are committed by minors are also covered figli.Se intentional abuse and not only those culpable as with maggiorenni.Un special case is that the knowledge of the minor adults and causes a incidente.Le quid car insurance liability auto insurance (mandatory for all machines) provide compensation for damage to third parties but then require the insured rimborso.La liability policy insures against the householder's right to compensation of the company and therefore covering the refund requested by Rc auto.Alcune companies claiming an additional premium for this: the Duomo, Allianz-Ras and Unipol. Three other
, Groupama, Generali and the Piemontese prefer to apply franchigia.Sul face a pet, the Civil Code (art.2052) requires the owners to damages caused by their quattrozampe.Quasi all the policies under examination cover damage caused by pets, provide some compensation limits and deductibles . Other (Duomo, Generali, Allianz-Ras, Sara and Unipol) claiming an additional premium to cover the damage caused by cani.Se then the four-legged race are considered hazardous, some policies will exclude it completely from copertura.é well then read the written clauses in the contract.
And if flooded IN THE STORE CASA?                                                                 
coverage for losses caused by non quadagni third parties is particularly useful if you live on or near an exercise commerciale.Se aqua breaks a pipe into your home, flooding the bakery below and Baker was forced to close shop for two days, it is useful that the bill in addition to paying any direct, also compensates the trader for two days of chiusura.Le two covers are best provided by Royal Mutual and Assistence Europe that do not include limits and other franchigie.Le policies provide a sub instead, to cover this damage is not worth the overall ceiling for which you have chosen to make sure, but a lower figure that varies depending on the sub compagnie.Il more esique is to Unipol: 16,000 Unipol euro.La relief is 10% of the total danno.Duomo also requires an additional premium to ensure the failure finally quadagno.Nove companies do not provide this coverage: Catholic, Aviva, Allianz Lloyd Adriatico AXA-MPS, Ubi, Nationale Suisse, Victoria, Taurus and Genertel. SPORT
INSURED NO HUNTING
are few, only between cingue Guell considered, companies that cover the damage caused by hunters and their dogs: Aviva, Aurora, Cathedral, Groupama and Ubì.Le last three, however, require an additional premium . The more the number rather than insurance covers accidents caused by the use of weapons outside of hunting: Axa, Catholic, Aviva, Duomo, Europe Assistance, Direct Line, General, AXA-MPS, Allìans-Ras, Royal & SunAlliance, Fondiaria-Sai, UBI, Nationale Suisse, Unipol, Victoria, Piedmont, Reale Mutua, Sasa and Aurora.Tutte policies cover the activities of amateur sport, professional or never Guell comungue in crease so paid. Some companies (Genial-Loyd, the Catholic Cathedral, General Manager, Nationale Suisse, Victoria), excluding sports considered par-ticularly risky as parachuting and paragliding, as well as between the hobby is not generally considered the practice of modeling and dell'aeromodellìsmo. Some policies, finally, do not cover damage caused during the races, not even professional Nisticò (Direct Line, Allianz Lloyd Adriatico, Unipol and AXA-MPS). Guello Also covered everything that happens during the camp. (Continiua) "money Rights & n. 99 March 2008"

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I love the Margherita and Lappi

Just a quick post to tell you that I was saved by a fall in tennis shoes. I have to thank Paola
that is fantastic and has prepared me look beautiful on Polyvore and interchangeable use jeans (the only pants that I have left after the clean-up) avoiding the imbefanimento. Take a look at his blog, is fantastic. She is gentle, has spectacular views and its stylish classes is giving me dependency.

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The Curse But there's squalid

I did. In an hour, i went to the slaughter. And I have found human remains that you can not even imagine.
I thought the worst was over after the big clean-up in the closet, but no. Yesterday afternoon I decided it was the time to give a system tray to overflowing laundry. A chaos to find something to slip in the morning had become a company by medieval knights.
Full of good will, I started to work good buzz and the first part, to be fair, it was also easy via the bras of pregnancy, those fourth and fifth that are impressive to look at me now, via the bras of 'breast-feeding, by those that are too small, the first, when I weighed so little that I call my tits and wrens were reduced to pale shadow of what they were in ancient times long adolescence.
But then I got to the point: the front slip promised badly, and I already knew. But I do not expecting what I found. Beneath the shorts of a far more used to the eighth and ninth months, under the loincloth that I locked in a cloth bag, waiting for better times, under all this, silent and lurking, forgotten for too long, there were them, the pants squalid. Many, too: white or pink panties once, who had meanwhile taken all the shades of gray from dove to the lead, elastic soft, chipped seams, full of cotton balls produced by countless washing machine. Now, if on me I admit, is that he always fought with all my strength against imbefanimento (Lucca they say, is a synthesis between letting go and just make ugly) and during pregnancy and post delivery. To prevent this I made targeted investments in lingerie cheap but nice (sometimes it has to be short-lived), but the outlet in clothes made of the right size, in some cream and then just finished breastfeeding I started a diet and went more or less in form and last but not least, in a year I managed to go to the hairdresser even three times. But it was not enough. If imbefanimento tout court was avoided, the curse of drab pants hit my ego mercilessly.
As soon as I recovered from the shock I grabbed a black bag for rubbish, I've shoved the remains unwatchable and I closed tightly with its arresting. Now it is waiting to finish in a yellow box of the collection rags for charity. And after this auto da fe frivolissimo I feel soooooo much lighter. On the other hand in the drawer I have left three bras and underpants in several place, but of those preposterous.

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pant or us?

"Dear, go to the supermarket? Can you please take the milk to Superbaby X2? Thank you!"
Dr. Ross is back with 6 (six more) bottles of milk Y1, useless.
Explanation: "But the bottle is the same." It is not true.
"Honey, go to the supermarket? Can you please take the natural mineral water for Superbaby? Thank you!"
Dr. Ross is back with 6 (six more) bottles of sparkling water, useless.
Explanation: "But the bottle is the same." It is not true
"Honey, go to the supermarket? You can please take the whole organic yogurt for Superbaby? Thank you!"
Dr. Ross is back with 2 (thankfully) yogurt with 0.2% fat and without (WITHOUT) lactose, useless.
Explanation: "I could not find another and still ..." - "No, dear, the jar is not the same."
do you do it on purpose?

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Calculate the water

Sorry for the

hiding ...... (And I was not dancing the island of Ponza Paranza) ...

are unforgivable, but I'm back!

The title does not indicate my madness but it is a reality .. In fact, now may be calculated using simple water ...

Curious??

L 'Hydro Powered Calculator Kikkerland is an innovative, environmentally friendly product ... it allows you to use a calculator on the go, fed only with water.

There are 3 small capsules filled with water which then must be inserted at the top of the calculator. Each of the capsules has two electrodes made of a special alloy that reacts with water, creating enough electricity to run the calculator. These "batteries" are endless, just fill in As the water evaporates.

umpteenth Maybe it's one of the things that we do not need, but I find it brilliant.

to you on other reviews.

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Sympathetic contract of sale of land, written on clay tablets era dating from around 2600 BC and preserved in the Louvre.
My future profession should be in the insurance world, I see it as the sun, smiling and looking like my son. It starts!

historical events: the birth of the concept of insurance.
Each human activity is the result of a long chain of events, the result of chance, of opportunity, of chance, the continuous work of millions of men and modest: there is no human adventure that does not involve risk.
Insurance is multi-secular because responds to the needs that are typical of all ages. If the contracts assicurativiassicurazione means the transfer of a feared risk from a single subject to a community, upon payment of a premium in the amount of which is determined anticipo.Dapprima protected are the goods that travel by sea, then in the seventeenth - eighteenth century, there are insurance companies against fire and, following the discovery of the mathematical and probabilistic calculation, those on human life.

The first form of insurance is that of the sea, developed around 1300, replacing the "pret a la large" (loan on things which are at risk marjttimo). This loan is widely practiced in Athens and in Mediterranean: The debtor shall repay the sum borrowed only if the goods are guaranteed by collateral arrive unharmed at the destination port. The insurance contracts may be signed as a free choice between individuals and insurance companies and can cover a wide variety campi.Una particular type of these contracts to the events of human life, meaning death or survival in the latter case, the risk is represented by the loss of economic means to maintain the standard of living acquired . (Wikipedia)