SAME OWNER, SAME CLASS
I bought a second car, I would like to know if I have the right to maintain the same class on the first car. If so, this rule would be valid even if the second car had to buy my partner? LP-Genoa
The answer is yes. This innovation was introduced by the so-called Bersani law-bis (No. 40 of April 2, 2007).
The new standard is established that the insurance company when he signed a new contract on another vehicle of the same type (ie, two cars and two motorcycles), purchased by a person already holding an insurance policy or an element of His family can not assign a class of about worse than that resulting certificate dallùltimo risk on the vehicle already insured. This rule applies to your spouse or domestic partner for the fact, the law is part of "permanent partner".
The advice that we give to our partner is the requirement to obtain a certificate of family status on plain paper, so as to demonstrate to the company that cohabitation cohabiting with him.
course, insurance companies did not like at all this law and did (and still do) everything possible not to apply or to apply it very narrowly.
For example, many members have reported that companies recognize the same class of only on the second vehicle when the former was also insured with the same insurance. We asked allisvap (Institute of supervision of private insurance) to intervene on the issue to clarify the situation.
Isvap decided, once and for all, that the right to the maintenance of the same class on dellàssicurato there is where you make sure the second vehicle with the same company, and if you decide to change insurance. (Money & , No. 103 Rights nov.2008)
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