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Christmas time

Christmas is coming, the holidays at hand (and hopefully no surprises of any kind), Superbaby became a black eye banging in the kitchen window sill of my mom, I've finished buying gifts but I have yet to make the packages, tomorrow I have to cook tape, I did some very good cookies, I'm exhausted, we go out to dinner tonight, my Christmas tree is getting a lot of success, I found the shorts to velvet fantastic Pipps (which Superbaby nickname is the other), I must make my hair color, I really have to give me the manicure, it rains a bit 'too much for my taste but it should come from the sun Sunday I still lack a lot of requests to do, I fear it has already eaten too much these days, now I have to spend on pre-nuclear war, I'd love to go to the spa, I hope that Santa brought me what I asked.

Dear, happy Christmas to you all.

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Me escaped an important thing!

DANGEROUS DOGS? ALMOST MANDATORY INSURANCE
If you have a dog, even tame (domesticated), the Board is, however, also have insurance. In the case of potentially high risk, veterinarians should put the dog on a register, the owner, then, must take out a liability policy for damages against third parties. The law, in fact, require the owner to pay damages caused by your pet. The householder's liability policy also covers this and it is worth paying the additional premium if your contract does not include coverage already. Insurance is mandatory if your dog is on the list of the 17 races that the Ministry of Health (order of January 13, 2008) reported as being at risk of aggression. The 17 breeds are: American Bulldog, Charplanina shepherd dog, sheepdog dellAnatolia, sheepdog 's Central Asia, Caucasian shepherd dog, dog Serra da Etreilla, Dogo Argentino, Brazilerio row, from hemp majoero Perro, Perro by Presa Canario, Perro taken from Mallorquin, Pit Bull, Pit Bull Mastiff, Pit Bull Terrier Rafeiro do Alentejo, rottweiler and Tosa Inu. Some policies expressly exclude liability of the householder from coverage damage caused by dogs belonging to this list. (money Rights & n. 99 2008)

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Shopping tips

I warn you: this post contains advertising. And not hidden. Already
that Christmas is coming, that's already f ** ed we already have so many already that the budget is reduced, I will give you a tip to make a nice gift, current and useful.
I read these days in a nice little book: it's called "Information, instructions for use" (Altreconomia, 2010 - € 5) and was written by a young very promising, a journalist involved in the voluntary sector, which is called Julius Sensi.
Now, Julie is one of my best friends. And here, you might think, take the conflict of interest. But no, because the book is really good, providing clear directions for responsible consumption of TV, newspapers, radio and web in Italy. " So, given that the information in our country is so messed up, this is a great opportunity to understand the reasons. And to learn better, since Julius has compiled a nice, thorough and above all practical list of reality from the pack.
In conclusion: accattatev'illo, my friends. It's worth it.
PS: Julie did a great dedication Superbaby for our copy. States: "A SB, thanks for still not having stolen his girlfriend." As if to say, has already framed the Pupetto, ihihi.

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was a virus nest - goodbye! Giant steps

Superbaby Eventually we withdrew from kindergarten: The decision came after a week of witches' Sabbath, complete with a night trip to the emergency room and hospitalization of 12 hours for observation.
happened last weekend in the night between Saturday and Sunday SB ugly vomited twice, and we took him to the emergency room. When pediatricians have seen, have decided to keep him: it was a tough Sunday, although he is back and almost immediately made friends with his neighbor's bed, a boy of 14 years with a wonderful mother. Back home on Sunday evening, everything seemed fine. Perhaps it was a virus, they said, or perhaps a problem of reflux on which it will be well to investigate more. I took a couple of days to stay home with him, the organization has taken with his grandparents and Dr. Ross left for the usual three days of work outside the home. Too bad that on the night between Monday and Tuesday and touched me with an attack of vomiting from apocalypse. At that point the transfer is taken by their grandparents. A bit 'tiring, but seemed to be out. But the night after my mom has been sick and after my dad. Friday finally return home is gone, I think. Sunday night was not that the virus Dr. Ross also attacked.
Strike, in fact. With all the problems that arise, in line with requirements of my grandmother, we had to 'isolate' for four days and I have spent with my SB. In the end, taking into account also the presence of asylum (4 days in November) we took the decision: Dr. Ross went to the office to make the waiver and I went to kindergarten to pick things SB. I was disappointed a lot: the teachers are good, I trusted them now, and really cool activity. Packaging changes, the sheets, and the slippers of SB to bring them home made me sad, I felt helpless and I came to take away my fear child an opportunity. It is certain that it could not go forward. Probably at this time SB is very vulnerable (even if it is lively, gluttonous and smiling as usual) and I think it is something related to the abnormal eruption of teeth, as many as 8 in less than a month. We will return to our routine with his grandparents and see for next year. Fortunately, the horizon are the Christmas holidays and the chance to relax a bit 'rhythms. It is also back the sun, so I hope to resume our walks.
Wednesday then we did the Christmas tree: it is a giant fir (maybe two, because we saw that there are two trunks. Or will a GM?) That I decorated with white lights and decorations as I have bought in recent years. The new entries 2010 are a rocking horse and shining white, two angels and a few bell. But we also have a beautiful crystal ball with the birds inside, a heart, a witch, a top and decorations that belonged to my grandmother. I am satisfied, is a tree colorful and diverse, as children. Or children, as insinuated that Dr. Ross had once thought of a minimal decoration, all in silver and blue.
In conclusion, it must be said that this kind of armageddon has had its positive side: I wanted to go to the nutritionist, but there was no need. With the influence I have lost 3 pounds precise accuracy. As if to say, at least back in jeans.

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Ladies and gentlemen it's official: Superbaby walk!
success is all a bit 'suddenly, because until last week my baby crawling rocket, stood up, made some steps taken by both hands, but nothing more. From Monday, but has started a revolution in travel: first decided he wanted to hold on to one finger, then he made some feeble attempt, two or three little steps and then down into the ground. Wednesday, finally, the plot twist: while I was walking in the hallway, he dropped my hand and came a little 'shaky until the dining room. There and then I had to laugh. Then shocked. At the end is replaced by a hubris and also a great desire to watch him experience these new moves vertically, falling from time to time with little thuds calibrated. The formal announcement, the delirium: Dr Ross had the tear, the grandparents have laughed almost hysterically, the brother proved to be extremely satisfied. But I reacted to my best: I went shopping with SB (in one of the rare flashes of non-rain) to obtain the slippers that they now serve immediately. I took two pairs: one red, with a lion, to keep the nest (we come back, hopefully good!) And another, delicious, Balducci's, strings of blue velvet with elastic and Velcro type mini-converse and very soft, we will use at home. (I also saw a pair of boots to gray when I get my hands on as soon as possible).
But there are also updates on the front of the teeth: I suspect that the long series of illnesses beginning of this fall was linked to the right. Why does my child have sprung BOTH eight teeth. He already had the 8 incisors, and within ten days have sprung up even the 4 canines and fourth premolars, bringing its budget up to 16 small teeth. As if to say, instead of worrying about the cold, you better thank you, because at least for now had no fever or night waking or.
For my part, I made a decision: Tuesday I go by my nutritionist, I have the same result in pregnancy. With the bad weather and disorders of SB we were relegated to home, resulting in drastic cuts on my walks. In autumn most depresses me, the sweet comfort me and so I took a couple of pounds that I had disposed of in the summer. Now I want to close the chapter and return permanently to the weight, sleeping off the three pounds that I did not go down. I will do blood and tears for a couple of weeks and then maintained until Christmas. Why then, is really time.

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life insurance policy? ... Yes

now I do not know that the security policy is a better security for our future. Our life pension, that pension. Thanks
all'Assimpresa that hosted me for doing the internship. In practice security policy is the ability to download some of the contributions that each one of us pays state income tax, the percentage depends on my income tax, plus I got a guaranteed minimum, that is profit. Can I pay when and how much I want to invest or what I prefer. Results from the money I have when I get a pension.
I do not mean that a company better, but I see that pampers its customers.
I can not, not now unemployed but I'll have the same policy as the board in twenty years will be lower


PS Pensioners living in a two-income families. I'd like a dignified old age, if you will come with the hectic life. Italian retirees abandoned by the state? Would not it be better to find shelters in the private pension system?

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me!

I did. Yesterday, at lunchtime. E 'was exciting, but when I looked in the mirror, I recognized the fly, immediately.
Yesterday I cut my hair. Corti, as I took them before you know it was expecting a baby. The decision to develop them had arrived shortly after I saw the ball on the pregnancy test. Change something, something big. And perhaps a bit 'childish, I thought that a child should be able to have long hair mom to pull a game. I went through stages of growth, those where you had a head unpresentable and you must go to the hairdresser very often for minor adjustments, I spent two summers with her hair, split ends I used masks, buy paper clips, hair styles experienced upward . Superbaby played with my hair, pulled them, has sunk her hands. We had fun on the changing table when I used them to him falling on his face.
Then in September, around his first birthday, after the recovery that followed the end of breastfeeding, I started to have a significant fall. And my long hair began to dislike the most. Last Friday I went to the hairdresser undecided, I have made and still make a cut of longish, I went home unsatisfied. Saturday I called the salon, I made a new appointment. And yesterday I went: in an hour I found my face, my hair as a kid, short, ruffled, soft and swollen. I was afraid of getting hurt, but when I saw I had to laugh. I was pleased, even with Superbaby, a different life and a lot of commitments more eyes looking at me from under the short fringe were the same. Pert and shiny. I enjoyed discovering that motherhood has made me a different person. They are the same as before, but with something extra. And if you wanted to understand there is a drastic cut of hair, I lessened, but it's okay.

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Outing

I decided, I'm outing.
I say here and now. Tomorrow
Superbaby return to the nest after a long absence due to cold / antibiotics, but if you pluck another distemper short as those of October, do not send him more.
There, I said.
I feel guilty, I feel like a monster, I feel weak. But on the other hand, are convinced that having an alternative (though a tad bit complex), it is better to prevent diseases and drugs result, at least so small. A
me decide was the second week of antibiotics in less than a month. And mind you, this time I turned to my old pediatrician, a doctor before prescribing drugs, and we should expect some real slow. Yet, after several attempts that have included, in order, 5 nasal wash daily with propolis aerosol, forced seclusion for days, cough drops and various other amenities, he capitulated and he prescribed the antibiotic since SB continued to have cough and fever.
Hence the decision.
I have many doubts. I know that the nest is an opportunity, that children learn many things, get together, have fun. I know that the kindergarten teachers are good, careful, scrupulous. I know that this decision has to do also the suffering that grips me to see my baby, restless, desperate to see him wake up crying as he had never done. And I have a little 'fear of not being able to have the place next year, when it might be necessary to resort to kindergarten.
However, today we visit the pediatrician for a pre-vaccine. Tomorrow I'll try again with the kindergarten. I hope to get better, eventually we will find a way to live well together, both of them.
If not otherwise choose. I know I'm lucky to have an alternative. And, despite the doubts and misgivings, I like to discover sides of myself that I did not know, be a mother hen and apprehensive, that would keep her baby with her.

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SAME OWNER, SAME CLASS

I bought a second car, I would like to know if I have the right to maintain the same class on the first car. If so, this rule would be valid even if the second car had to buy my partner? LP-Genoa
The answer is yes. This innovation was introduced by the so-called Bersani law-bis (No. 40 of April 2, 2007).
The new standard is established that the insurance company when he signed a new contract on another vehicle of the same type (ie, two cars and two motorcycles), purchased by a person already holding an insurance policy or an element of His family can not assign a class of about worse than that resulting certificate dallùltimo risk on the vehicle already insured. This rule applies to your spouse or domestic partner for the fact, the law is part of "permanent partner".
The advice that we give to our partner is the requirement to obtain a certificate of family status on plain paper, so as to demonstrate to the company that cohabitation cohabiting with him.
course, insurance companies did not like at all this law and did (and still do) everything possible not to apply or to apply it very narrowly.
For example, many members have reported that companies recognize the same class of only on the second vehicle when the former was also insured with the same insurance. We asked allisvap (Institute of supervision of private insurance) to intervene on the issue to clarify the situation.
Isvap decided, once and for all, that the right to the maintenance of the same class on dellàssicurato there is where you make sure the second vehicle with the same company, and if you decide to change insurance. (Money & , No. 103 Rights nov.2008)

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The light at the end of the tunnel (but no Marchionne)

Now if Marchionne is the engineering, I am an astronaut.
Here, I wanted to start with a bit of news (which made me furious) this post complaints and diseases, not to immediately fall into the abyss of mucus and catarrh in which we have sunk in that period.
The misadventures continue, although it seems that we are going out.
Superbaby have coughs and colds, and after having tried everything (including the propolis aerosol) and keeping him home from kindergarten (Fall, hopefully, next Tuesday) morning I gave in and gave him the antibiotic, trying to reverse the damage with lactic acid bacteria and vitamins. I hope that it serves to close, at least for now, this train of ills is bothering him a lot.
For my part, I, too, but since yesterday, the antibiotic, a terrible sore throat, with lots of enlarged lymph nodes, has convinced me. Among other things, I came to suspect that the long deferment of the child's illness may be linked to a 'rebound' of the virus between me and him. I even asked the doctor a tonic, as the last few weeks have been pretty tough, with little sleep and spent whole days at home so as not to catch cold in SB. If blood tests would certainly be liable to an accusation of doping, since I am also taking vitamins, magnesium and melatonin: a drug addict in practice. Then there is the chapter balance: pounds heavier marks (due!!), With tragic consequences on mood and wardrobe, and I had to also go on a diet. Nothing drastic to charity, but this time I would not do anything but eat sweets and not easy to give up.
Speaking of good news these days are quite happy to have found, via Facebook, my philosophy teacher in high school. A highly intelligent person who left me for years, the nostalgia of the feeling of 'have a teacher,' you have really facing a person to learn from. And since I am rather spocchiosetta sapientina and is not that he has encountered other, after. Still not to be overlooked, including two Fridays I go to the hammam with a group of friends. Wait for the day with the anxiety with which they expect to leave. I am just fruit, alas.

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It is a SHAME! ! ! (Letter from a friend of mine)

Subject: I: 498 deputies against the elimination of the annuity that costs the taxpayers 150 million per year (about 291 billion lire) On September 21, 2010 Member of the Italia dei Valori Antonio Borghesi has proposed the abolition of the annuity that it is only after the parliamentary term of five years as stated cha such treatment was unfair compared to that provided by workers who must pay 40 years of contributions for entitlement to a pension. Guess what 'as it turned out! : Voting Present 525 520 261 Abstain 5 Majority voted yes 22 voted no 498). Here's an excerpt of the speech presented to the House:
I think that no citizen and no worker outside of here will accept the idea that he is asked, in order to receive an annuity or a pension, to pay contributions for forty years, when there are sufficient within five years to receive an annuity. It is a distance between the real country and this institution should be reduced and avoided. It will never be acceptable to anyone that there are people who have done the lawmaker for a day - there are three - and receives more than 3.000 € / month for life. Can never accept that there are other people who were here for sixty days, dimessisi for incompatibility, who receive a living allowance of more than 3,000 € per month. There is the widow of an MP who has never physically set foot in Parliament, yet receives a check for survivors.
I think this is an issue that need to be remedied, and our proposal, which was at that bill and is in this agenda, is that you are responsible for the removal of life-annuities, both for Members charge for those who have left office, but asked to make contributions that we were held to the pension institution, if the member previously held a job or to the INPS fund created to allow management to taxation separata.Ciò combine each of those payments with others throughout his life and, according to the normal standards of every citizen and every worker would receive a pension then the consequent realizzati.Proprio payments to the Constitutional Court, the decision relied on by colleagues Quaestors allowed instead of saying that it is not a pension, so that there are no vested rights and that, with a simple resolution of the Bureau, is could proceed in the way we proposed, which would save you the budget of the Chamber and also to all Italian citizens and taxpayers about 150 million euro per year.
For more information, here is the link to the Burghers of speech: http://www.antonioborghesi.it/index.php?option=com_content&task=view&id=314&Itemid=35
not have uitable news no radio, no newspapers, no TV OBVIOUSLY. Let's turn our

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a nest, and Sundays red flags

Superbaby cries when I leave the nest.
is final.
I feel like a monster.

With this nice premise, but I can throw me to say I'm finally a bit 'more rested. Yesterday I spent the afternoon bearskin on the bed, thanks to Dr. Ross that led to SB for a walk (and on the swing, ale!), And this morning he woke up as usual Pupetto at 7.30, rather than, as had happened in recent days, at six twenty. I'm afraid that will not last, because I have the distinct feeling that waking early is due to anxiety related to the nest, but still, I'm a little 'recovery. And today I even managed to leave the house dressed in human terms, that means with a skirt and boots.

Just to do a little 'salad, we mark the controversy over pre-school in Livorno, with Mary Star who wants to send inspectors because of an old wall waving a red flag. If you happen, read the interview with the mayor Cosimi drive: with the usual spirit, God saved him, says that the wall in question is the old theater where the Communist Party was founded, adjacent the school whose entrance is on the opposite side, however, that the flag has been there since January 21 (when some parties that celebrated the anniversary of the foundation) and then, if the minister is so concerned about the schools in Livorno, but the inspectors send a bit 'of money, here, really miss those. Meanwhile, if some malicious thinks they are trying to make a nice pot of everything to spring up after the Terga sprouts Adro, I am in agreement with that evil.

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If a bell road cuts in front of a wild boar there who pays? I chose

If there is also falling off a bike then any compensation for the damage you have suffered for the region to tap the damages for such accidents. This was stated by the Court of Cassation (Case No. 8953/08) , which is expressed on the responsibility for the damage suffered by a motorist on a highway, overrun by wild animals. Since, in the absence of specific rules, and the region that has the power to manage, protect and control of all species of wildlife, according to the Supreme Court is the very same body which must take measures to ensure that wildlife can cause damage to third parties . (Money & Rights nov.2008 n. 103)

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So ... Still alive

... here I am. On a cold October morning, with Superbaby who returned to the nest and Dr. Ross away on business, I can finally write. But
port cargo, Fazio would like to Montalbano.
Meanwhile, as you can see, I changed the layout of the blog. For some 'I want to do it and this morning I skipped the crib right: I started Spippola between bloggers and the options I found this background, I like. Lightness, freshness, even a little 'spring, at a time when I feel oppressed the idea of \u200b\u200bcold, dark, the cold season ahead. I always happens at this time: when I begin to realize that summer time is gone, it will be dark at 17 if all goes well, the evening strolls with SB will remain a dead letter for some months, I began to feel vague signs of mild depression . I must say though, that once past November, the month that I fear most, I recover promptly, perhaps supported by adrenaline of Christmas shopping.
Now the important things are destroyed. Tired tired. Tired of sleep (it's account of this first year of Living Dangerously) and muscles, for all races after my baby wonderfully active, talkative, crawling like a rocket and wants to touch, eat, throw everything that happens to hand. I must definitely arrange to relax a little, 'but when I do not want to let the grandparents, because with the beginning of the nest prefer to keep as much as possible with us. Not to mention that now, because of work until January will not see his father for three days a week. Anyway: the nest as a whole, it went well. The first week, with the gradual insertion, was successfully passed: SB was immediately launched to explore the large room full of toys and safe, rock out and immediately acquiring the teachers. Despite the excitement I confess that I felt really proud of its autonomy, its just wanting to get on the floor of his play, wander, chat addressing only the occasional glance as a request for approval. Well, all right. Too bad that it came a brutal cough, derived from the cold that he had for his birthday and that, in my opinion for charity, the pediatrician, which we did visit on Thursday, underestimated. The result was that after a weekend of whooping cough a replacement of the doctor found him with a hiss and bronchi inflamed throat and ears: therefore, two days a week of antibiotics and cortisone. With tremendous inca ** ature of myself, so I'm seriously thinking about changing pediatrician, with whom, frankly, is not so much that I have ever found. Today, however, SB port from my homeopath, a very good doctor that I have solved a number of disorders chronic, to see if you can do something in terms of prevention, such as Oscillococcinum or any aerosol. Since yesterday
fortunately my child is returned to the nest, he made two hours, went to fetch her grandmother, and have lunch tomorrow asylum and I will take him around 12:30. We'll see, I try to pay close attention to his reactions.
Last but not least, I would like to apologize to all of you friends for my absence: not only are able to update the blog, but I have rarely had the energy to post your comment. I always read them though. And I was amused, moved and touched as always. Thanks for everything, I like to feel close.

6 Week Old Baby Very Phlegm

I know! I'm still alive, as experienced by one of the weirdest weeks of my life. The inclusion in the nursery went well, too bad until Thursday Superbaby can not go back, because megaraffreddore degenerated into coughing up after antibiotics. All seasoned: absent pediatrician, Dr. Ross, who resumed his routine and away from Monday to Wednesday each week, a weariness to me is landing.
for updates (it will be a very long post) return in a few days.
For the rest, I could buy a pair of shoes Blundstone, warm, comfortable and with a certain style. Meanwhile
rains, but it could not make this mess?

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RC householder, price 62 euro per year.

COMPLAINT AND COMPENSATION: HOW DO (Rc householder)
The complaint to your insurance company is generally made within three days of the accident with a registered letter (some policies, however, require a different period is controlled by the policy to the article "Reporting the left). is always useful to ask, when signing the contract, which if the company pays compensation directly to the victim (the Civil Code in fact provides for this possibility, which is mandatory for insurance if the client expressly requests). is also advisable to send a copy of the claim the injured person, so that know that these will be paid by the insurer. Once the insurer has made his checks can present three cases:
-the policy covers the damage, the insured is responsible for insurance and then pay compensation to the victim;
-the policy covers the damage, but insurance considers that his client is not responsible and therefore not paga.Il damaged, if not agree, can legali.Sarà have recourse to insurance to cover any costs incurred by the customer, by appointing a lawyer to his defense;
-the damage is not covered by polizza.Questa situation does not relieve the person responsible for the damages, however, the injured ( requirement, remember, is provided by the Civil Code). If you think the damages should be covered under your insurance you can sue the insurer. This right, however, requires the complaint within one year after the accident.
POLICIES: THE SECOND TERM AND TERMINATION BERSANI
Bersani Law 40/07 provides that in case of a multi-year term life insurance policy, the insured can withdraw annually from the contract without charge and with advance notice of sixty giorni.La riquarda under all contracts concluded after the entry into force of the law and as long as those signed previously in force for at least 3 years. The news is particularly interesting for the policies governing the liability of heads of households, which typically last 10 years and are renewed tacitamente.Finora this meant that for 10 years the insured remained bound to the contract and could not cancel it until the end scadenza.Se does not cancel, the contract is automatically renewable for another anno.Ora no longer, at any time as long as the insured can cancel the debt preavviso.Chi intends to give notice must be ascertained when Ends premium and pinning to send registered mail to the company two months before it expires. ; ; ;

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HUMIDITY EXCLUDED

Not all policies provide equal coverage for damage to the eye acqua.Quindi contratti.Alcune insurance companies for damages caused to third parties for accidental breakage deggli impianti.Non so if for example a tap forget Appert.

speak explicitly of accidental breakage Groupama, Genialloyd, Ubi, Generali, garrigue, Reale Mutua, Toro, and Allianz, Europe Assistance Ras.Sono always excluded damage caused by humidity and general unhealthiness of locali.In there will be a relief ranging from 50 to 150 €.
COVERED THE LITTLE DAMAGE HOME Included in this category all damage caused by daily living in a home, it is one of the residence or holiday, ownership or affitto.Tutte Quesi policies cover damage: such as tree falling accanto.Sono ruining the fence of the house covered in addition to the house, including appliances, a garage, pool or even giardino.Coperti damages resulting from the conduct ; of common parts, for your share, if the apartment is in a condominio.Si coverage is very useful if the building has no insurance or policy has expired or if the administrator is not too efficient forgot to make the complaint tempo.Rispetto simple run of the house, in our opinion the best comparative survey went to those policies that also cover the damages that occur proprietà.Cioè in case we have, whether they are empty, occupied by you or leased to altri.Non always in fact damages it is the tenant. Some damage is borne by the owner of the house (eg a broken pipe in a fixed, not that of the washing machine, but one that brings water to the bathtub). HOME: MAKE SURE ONLY THE OCCASIONAL ; ;

All policies cover damage caused by domestic workers in terzi.E also cover injuries to domestic workers during the course of lavoro.Bisogna however make a distinction between employees and occasionali.In the latter case (the baby- Child, for example) all insurance companies in case of serious accidents (death or serious bodily injury). For employees, but only some policies include the so-called RCO (civil liability to providers of work). Employees are in good standing legally registered Inail. The policy of the RC head is therefore useful in the event of action for retaliation by the entity to cover damage previdenza.Non RCO: Direct Line , Royal & SunAlliance, Allianz Lloyd Adriatico, Axa, and Sara Groupama.Fondiaria-Sai, Allianz-Ras and Victoria provide a maximum of 150.000,154.930 and 250.000 euro.Sono always excluded occupational diseases (except in the bill of Aurora ) and damage to property of domestic workers.
WARRANTIES MORE

This category includes all those additional covers that are offered by some of the bills being considered by our inchiesta.Gli can be many examples, here we just give you the most common examples: damage to third parties for fire, explosion or burst of insured things, damages resulting from the use of appliances, poisoning or intoxication from food prepared or offered to the insured home, damages for loss of antennas for better assessment televisive.Il number of cases covered if they win four insurance companies: Aurora, Reale Mutua, Genialloyd and Direct Line. ;
WHAT THE POLICY DOES NOT COVER ; ; ; ; As always when it comes to choosing an insurance policy, you must pay particular attention to the exclusions, that is, to all situations (ie all types of incidents) that are not covered by contratto.Qui redirect you report the most important cases, for which we have identified elements of the various companies differenzatra.

maintenance.
If all policies cover damage due to regular upkeep, but exclude some extraordinary work as the killing of walls, floors or the reconstruction of these works impianti.Escludono bills of Groupama, Europe Assistance, Genertel, Allianz- Lloyd Adriatico, AXA-MPS, Ubi and Nationale Suisse.

GUIDE BOATS.
Genereralmente is always excluded the quid of motor boats and always includes a quid of sailing or rowing, as long as they are not longer than 6 feet long and mezzo.La but does not count (so there is always cover for boats sailing and rowing) for Catholic Allianz Lloyd Adriatico, AXA-MPS, Fondiaria-Sai, Nationale Suisse, Unipol and Victoria.

water, air Or soil. Many policies exclude these damages
: Groupama, garrigue, Catholic Genertel, Cathedral, Ubi, Nationale Suisse, Unipol, Victoria and Aviva.Altre have a limit of indemnity (generally € 50,000) and deductibles.

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Happy (first) birthday, Superbaby!

Today is the birthday of my son. The first. A year ago, in the hospital after labor and cesarean section, I could hardly speak. I did of Toradol. I was giddy with happiness unknown pressed from behind the front to come out. A. I spoke with, my companion room, I tried to get up, I received flowers and visits with all possible grace, allowing infusion. It was hot.
Today is a beautiful day, cooler than a year ago. I'm at work, but will go out first. A house of my preparations are underway. Superbaby woke up this morning with a little 'cold. But when I started to sing "Happy Birthday to you," he laughed as he can do.
I love my son as I never imagined we could love.

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Something more happiness

fanfare, drum roll! We fibrillation: Thursday Superbaby is one year old! We will make a feast, a house of my parents (who have a garden and feel the weather - checked 5 sites - the time will assist us) with family, friends and cakes, pizza, balloons and flags. I'm so excited, a lot of messed up, my mom is paranoid and yet continues to enchant with certain thoughts.
I think a year ago I thought I was still missing two weeks of arrival SB. I think of how I felt happy and scared, almost frantic to do things (like going to the movies) that for a while 'I could no longer do. I think of that night so strange when the contractions came unexpected, the surprise I felt when the hospital told me 'will come soon', the small bed in the delivery room and when I picked up the first time, lifting Plan the cradle of the nursery. I think the first day him, breast-feeding, the dawn seen rising from the roof when he had finally fallen asleep, his appointment with the scale on Sunday, the doors at the end of winter has slipped away in a flash. I think his first smile, a morning on the Latvian, resting on my lap after a feed, the rompers size 62 good present by his aunts, which seemed huge and now are so small. I think the first time that SB has slept eight hours, I nursed him at dinner when I think of the pump and the hours that allowed me to escape with the help of my mom. I think when we passed the bed and put away the cradle, when he had very little hair, the first baths that terrorized him, and now would like to never end. I think that I have never felt as alive now that he is with us. And I'm melting pot in the emotion that I felt the first time I embraced it, clinging stubbornly still warm sleep on me. Still beyond me all this love that continues to flow, unstoppable, different every day, every day. A how everything has changed, as everything seems to be a lot more sense than before, as now seems impossible (perhaps there is no time?) Indulge in that sadness that sometimes grips me. I think that I can not thank enough and I have a little 'fear that this moment of grace ends. But there will always be other ways to rejoice.

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Abruzzo Festival triumphs at the Unit of Bologna

With renewed success ended experience of the 'Osteria Abruzzese within the Party Provincial Unit of Bologna . During the three weeks of celebration, the restaurant run by the cultural From the Apennines to order Pescara showed covered more than 8,000, with an average of 380 admissions per evening , essentially replicating the numbers of previous .
only restaurant to offer a dual offer " of land and sea", the most popular dishes were once again on guitar with the macaroni Pallottine meat, the inevitable kebabs, the roast leg of lamb with aromatic herbs of the Gran Sasso and the frying of fish and squid (we were served more than five tons!). Great success has also collected the noodles duck sauce outline proposals this year for the first time.
Several personalities from the political and cultural leaders who wanted to bring their greetings and volunteers Osteria Abruzzo Abruzzo, thanking them for their commitment and their passion. Among others, particularly appreciated was the visit of the Secretary of the National PD Pierluigi Bersani .
"As always we sincerely thank all those who appreciated the kindness of our culinary offerings - said George Masciovecchio From the Apennines to the cultural order of Pescara -. A success due to the use of extraordinary materials first, the fruit of many years of collaboration with some of the best regional enogastronomy reality, and we thank them again for their support. The thing that makes us particularly happy - concluded Masciovecchio - is that people will come back soon after being with us in the past editions. These are testimonies of affection, in addition to the strong bond that has developed between the volunteers and Emilia with the organizers of the festival, which encourage us to push ahead with the promotion of the Abruzzo region through the goodness of a gastronomic proposal valued each year more » .

How To Prevent Lipoma?

The History of the insurance part

comprehensive protection. These policies
They offer extensive coverage of the risk for all small and large improviste that can affect a family. To get the best keep in mind that what provides the contratto.L 'infiltration of water that damaged the ceiling of the downstairs, the dog that bites a passerby, our son who ruined the bike parked cars. The Civil Code (art.2043 and following) obliges the head of household to compensate injury or death caused by him but by all people (or animals or objects) under its responsabilità.E can happen in everyday life spesso.Le policies on civil liability of the householder cover precisely these eventualità.E generally cover it really molte.Il advice is therefore to have in mind the contract that is going to sign, in such a way that they can claim whenever previsto.Esistono insurance policies sold by themselves and Rc falling in larger packages, so-called multirischio.Assicurato not only who is signing the bill but also the people of the family (Eguiparati spouses are cohabiting) or for family work permanently or temporarily (ie domestic workers). This type of insurance covers non-intentional tort (intentional than ever, that is done intentionally), and only nel'ambito privacy. Not so the facts in the exercise of their work or damage arising from the non-compliance with a contract. The premium for all policyholders only varies depending on the ceiling and not by choice, for example, the number of household members, the presence of minors or to the municipality of residenza.Nella our investigation we have examined the cases twenty-nine pollizze.Visto covered are many and very diverse should address the various issues one by one.
COVERED EVEN ABROAD
All policies cover not only the damage caused in the place of residence elsewhere, for example, if you are traveling in vacanza.Sono seventeen contracts that have extended coverage to the world intero.Le other limiting coverage only to Europe or apply some relief (eg Cathedral: exemption of € 1,000 if the loss is not out of Italy). ;
NO FEAR IF YOU HAVE CHILDREN OR PETS ; ;
The liability insurance policies cover all damages caused by unlawful acts are committed by minors are also covered figli.Se intentional abuse and not only those culpable as with maggiorenni.Un special case is that the knowledge of the minor adults and causes a incidente.Le quid car insurance liability auto insurance (mandatory for all machines) provide compensation for damage to third parties but then require the insured rimborso.La liability policy insures against the householder's right to compensation of the company and therefore covering the refund requested by Rc auto.Alcune companies claiming an additional premium for this: the Duomo, Allianz-Ras and Unipol. Three other
, Groupama, Generali and the Piemontese prefer to apply franchigia.Sul face a pet, the Civil Code (art.2052) requires the owners to damages caused by their quattrozampe.Quasi all the policies under examination cover damage caused by pets, provide some compensation limits and deductibles . Other (Duomo, Generali, Allianz-Ras, Sara and Unipol) claiming an additional premium to cover the damage caused by cani.Se then the four-legged race are considered hazardous, some policies will exclude it completely from copertura.é well then read the written clauses in the contract.
And if flooded IN THE STORE CASA?                                                                 
coverage for losses caused by non quadagni third parties is particularly useful if you live on or near an exercise commerciale.Se aqua breaks a pipe into your home, flooding the bakery below and Baker was forced to close shop for two days, it is useful that the bill in addition to paying any direct, also compensates the trader for two days of chiusura.Le two covers are best provided by Royal Mutual and Assistence Europe that do not include limits and other franchigie.Le policies provide a sub instead, to cover this damage is not worth the overall ceiling for which you have chosen to make sure, but a lower figure that varies depending on the sub compagnie.Il more esique is to Unipol: 16,000 Unipol euro.La relief is 10% of the total danno.Duomo also requires an additional premium to ensure the failure finally quadagno.Nove companies do not provide this coverage: Catholic, Aviva, Allianz Lloyd Adriatico AXA-MPS, Ubi, Nationale Suisse, Victoria, Taurus and Genertel. SPORT
INSURED NO HUNTING
are few, only between cingue Guell considered, companies that cover the damage caused by hunters and their dogs: Aviva, Aurora, Cathedral, Groupama and Ubì.Le last three, however, require an additional premium . The more the number rather than insurance covers accidents caused by the use of weapons outside of hunting: Axa, Catholic, Aviva, Duomo, Europe Assistance, Direct Line, General, AXA-MPS, Allìans-Ras, Royal & SunAlliance, Fondiaria-Sai, UBI, Nationale Suisse, Unipol, Victoria, Piedmont, Reale Mutua, Sasa and Aurora.Tutte policies cover the activities of amateur sport, professional or never Guell comungue in crease so paid. Some companies (Genial-Loyd, the Catholic Cathedral, General Manager, Nationale Suisse, Victoria), excluding sports considered par-ticularly risky as parachuting and paragliding, as well as between the hobby is not generally considered the practice of modeling and dell'aeromodellìsmo. Some policies, finally, do not cover damage caused during the races, not even professional Nisticò (Direct Line, Allianz Lloyd Adriatico, Unipol and AXA-MPS). Guello Also covered everything that happens during the camp. (Continiua) "money Rights & n. 99 March 2008"

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I love the Margherita and Lappi

Just a quick post to tell you that I was saved by a fall in tennis shoes. I have to thank Paola
that is fantastic and has prepared me look beautiful on Polyvore and interchangeable use jeans (the only pants that I have left after the clean-up) avoiding the imbefanimento. Take a look at his blog, is fantastic. She is gentle, has spectacular views and its stylish classes is giving me dependency.

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The Curse But there's squalid

I did. In an hour, i went to the slaughter. And I have found human remains that you can not even imagine.
I thought the worst was over after the big clean-up in the closet, but no. Yesterday afternoon I decided it was the time to give a system tray to overflowing laundry. A chaos to find something to slip in the morning had become a company by medieval knights.
Full of good will, I started to work good buzz and the first part, to be fair, it was also easy via the bras of pregnancy, those fourth and fifth that are impressive to look at me now, via the bras of 'breast-feeding, by those that are too small, the first, when I weighed so little that I call my tits and wrens were reduced to pale shadow of what they were in ancient times long adolescence.
But then I got to the point: the front slip promised badly, and I already knew. But I do not expecting what I found. Beneath the shorts of a far more used to the eighth and ninth months, under the loincloth that I locked in a cloth bag, waiting for better times, under all this, silent and lurking, forgotten for too long, there were them, the pants squalid. Many, too: white or pink panties once, who had meanwhile taken all the shades of gray from dove to the lead, elastic soft, chipped seams, full of cotton balls produced by countless washing machine. Now, if on me I admit, is that he always fought with all my strength against imbefanimento (Lucca they say, is a synthesis between letting go and just make ugly) and during pregnancy and post delivery. To prevent this I made targeted investments in lingerie cheap but nice (sometimes it has to be short-lived), but the outlet in clothes made of the right size, in some cream and then just finished breastfeeding I started a diet and went more or less in form and last but not least, in a year I managed to go to the hairdresser even three times. But it was not enough. If imbefanimento tout court was avoided, the curse of drab pants hit my ego mercilessly.
As soon as I recovered from the shock I grabbed a black bag for rubbish, I've shoved the remains unwatchable and I closed tightly with its arresting. Now it is waiting to finish in a yellow box of the collection rags for charity. And after this auto da fe frivolissimo I feel soooooo much lighter. On the other hand in the drawer I have left three bras and underpants in several place, but of those preposterous.

Sample Follow Up Email After Interview

pant or us?

"Dear, go to the supermarket? Can you please take the milk to Superbaby X2? Thank you!"
Dr. Ross is back with 6 (six more) bottles of milk Y1, useless.
Explanation: "But the bottle is the same." It is not true.
"Honey, go to the supermarket? Can you please take the natural mineral water for Superbaby? Thank you!"
Dr. Ross is back with 6 (six more) bottles of sparkling water, useless.
Explanation: "But the bottle is the same." It is not true
"Honey, go to the supermarket? You can please take the whole organic yogurt for Superbaby? Thank you!"
Dr. Ross is back with 2 (thankfully) yogurt with 0.2% fat and without (WITHOUT) lactose, useless.
Explanation: "I could not find another and still ..." - "No, dear, the jar is not the same."
do you do it on purpose?

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Calculate the water

Sorry for the

hiding ...... (And I was not dancing the island of Ponza Paranza) ...

are unforgivable, but I'm back!

The title does not indicate my madness but it is a reality .. In fact, now may be calculated using simple water ...

Curious??

L 'Hydro Powered Calculator Kikkerland is an innovative, environmentally friendly product ... it allows you to use a calculator on the go, fed only with water.

There are 3 small capsules filled with water which then must be inserted at the top of the calculator. Each of the capsules has two electrodes made of a special alloy that reacts with water, creating enough electricity to run the calculator. These "batteries" are endless, just fill in As the water evaporates.

umpteenth Maybe it's one of the things that we do not need, but I find it brilliant.

to you on other reviews.

for sale Amazon.co.uk for only £ 19.

Other Treats Similar To Brownies

Sympathetic contract of sale of land, written on clay tablets era dating from around 2600 BC and preserved in the Louvre.
My future profession should be in the insurance world, I see it as the sun, smiling and looking like my son. It starts!

historical events: the birth of the concept of insurance.
Each human activity is the result of a long chain of events, the result of chance, of opportunity, of chance, the continuous work of millions of men and modest: there is no human adventure that does not involve risk.
Insurance is multi-secular because responds to the needs that are typical of all ages. If the contracts assicurativiassicurazione means the transfer of a feared risk from a single subject to a community, upon payment of a premium in the amount of which is determined anticipo.Dapprima protected are the goods that travel by sea, then in the seventeenth - eighteenth century, there are insurance companies against fire and, following the discovery of the mathematical and probabilistic calculation, those on human life.

The first form of insurance is that of the sea, developed around 1300, replacing the "pret a la large" (loan on things which are at risk marjttimo). This loan is widely practiced in Athens and in Mediterranean: The debtor shall repay the sum borrowed only if the goods are guaranteed by collateral arrive unharmed at the destination port. The insurance contracts may be signed as a free choice between individuals and insurance companies and can cover a wide variety campi.Una particular type of these contracts to the events of human life, meaning death or survival in the latter case, the risk is represented by the loss of economic means to maintain the standard of living acquired . (Wikipedia)

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unemployed. It depends on what point you look at the world. Italy is a democratic country

I think the powerful people, especially politicians look at the world from a high point and see little. Outputs from your offices and go around, take public transportation and reopen for the pleasure taps with water for at least the Termini station the month of August! stop writing laws and make them work, respect and maybe check it out! am a former hairdresser, editor of a newspaper and graphics. thrown in Italy to 33 years due to financial crash . Now met the first difficulties: language, but it was nice to see that after a week already cared for an elderly person who is blind ... and so is been for three years, of course, in black, as they say in Rome . Unfortunately accept treatment of slaves: no Sundays or half day off, 24 hours on 24! A real house arrest. things seem unimportant, but in the end ruin our lives. The night I accompanied my grandmother to bathroom 3-4 times and finally I stopped sleeping. The brain was still awake and not fall into depression, which finally arrived, I managed to find a person willing to substitute the night. The I paid from my salary. It was important to stay without grandmother next door. Trade unions usually say that there is demonstrable whether the night work and sleep. I think more ... since the first two years paid me for assistance at night 800 000 lire.
Anyway ads written by people with little reliable should not just be published. point. Time passed, I lost the manual and did not go as well as a hairdresser. I throw a waitress for several restaurants. I would have willingly entered the university, but with a daughter 16 years at the time, reunited with me is not been possible. I go to without thinking hard. once again in black with a low price grueling rounds. Sometimes I was paid only after threats complaint. I speak to local middle class, organization does not exist. How would you feel in a room full of 150 people for lunch? I, like a sheep among wolves. The law exists, but do not respect it. The problem? very little control. Then the first regular jobs working as laundress, certainly not because I liked the smell of bleach , steam, 50 ° heat and contracts 2 +4 months. Eventually she was signed to time limit. I stay there until the board. Instead surprise came payments only as a deposit: 400 €. "Ok, I suffer a bit, '" I thought. Meanwhile, he said. Give birth to a son. past three months after giving birth, the right to maternity leave was over. Back to work. After 5 months write a letter of resignation because of transfer company of more than 100km from home mine. even before I could get away, given the delays on payments (not received anything from February). The settlement came, thank God, but after one year. The company closed ... maybe it works still under another name.
two years are unemployed. Black no longer work . I'd rather starve than be a slave . Now I follow a training course where 40, funded by the Province of Rome and implemented by Strategies Ltd and The Lighthouse Foundation. Since the money did not arrive, Strategies them early, thanks. Here I am to exercise a choice of profession. I like the security I feel. I learn a profession "live" in the field of insurance. Our life depends on many things, anything can happen. Insurance is a very delicate area . I know a few things you will discover together. Beware of rates too low, especially online. Trust only the names known. The next time I start the story insurance and then get to make the right choice . See you soon.

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We talk about responsibilities, not rights, especially when you sign a contract. It happened just two weeks ago. Loud knocking at my door. I live in a big building, unfortunately, have opened. They ask what they want, the answer: "Check counters, adding the bill ENEL. Strange, on the bill a few days ago there was nothing. Meanwhile, do not recommend it, dear representatives to knock on the door in the hours of rest, you could find a pittbull who bites! I open the door. Edison representative named Joseph. He continues: "Everyone pays in Edison, ENEL also." Bla-bla-bla. Quickly. I reply: "I'll call and leave something written. I think about it. " Gone.
After two days, go up the elevator (which unfortunately) three well-dressed characters, they look in the mirror. However always Edison. Should I switch from ENEL not know where.
speak. Where I want to push? To sign a contract now, here? I get angry. He told us many promises, perhaps nonsense. Hm? Meanwhile, dear representatives, before you go to Edison, see if you get satisfied, show results, I want to confirm in detail that the bill will really light a lighter. I have to read the contract for three days with a zoom to 200, I am entitled. I have to know the consequences of what I have to pay signature ... I! I want to be sure that the right to cancel within 15 days will be as easy as signing the contract. Challenged! I have not been convinced. The promises do not help. We want the facts and especially the phone number. I hope to be useful to humanity. Miss-vent continues!

Set Homepage From Router

The heatwave vented

The extreme heat wave vented its force and unmade in the sky the sun the earth drowned verba (Bacchelli).

drop-world http://menphis75.com

alien vs Earth http://intermatrix.blogspot.com

consider my vent acting like a drop in the resistance to change in the world. I would like to surf the internet for free, reasonable wait for an ultrasound, to travel on public transportation with air conditioning, clean bathrooms have, in short general knowledge in the family, school and society. We have so many rights, but do not know them. I was catapulted into a beautiful country, angry. Italy.
Now after 10 years I'm fighting for human rights by simply changing way of thinking. Profession do not like: the insurance. No accident did: the price remains the same. Broken window of the car, changing insurance already paid. I am proud because I changed. My outburst fades! I hope not to be boring ...